Understanding your Medicare benefits doesn’t need to be complicated. At Peak Health, we make it simple with one card and two powerful benefits designed to support your everyday health.
With your Flex and Over-the-Counter (OTC) benefits [Link to flyer], you have access to items and services that help you stay healthy, manage conditions, and improve your quality of life.
So, how do these benefits work, and how can you use them? Let’s break it down.
What Are Flex and OTC Benefits?
Your Peak Advantage plan includes two separate benefits on one convenient card:
- OTC Benefit – Helps cover everyday health-related items
- Flex Benefit – Helps cover select health-related services and expenses
Together, these benefits are designed to support both your daily wellness needs and your broader health goals.
What Does “One Card, Two Benefits” Mean?
Instead of managing multiple cards or accounts, your benefits are combined into one easy-to-use card.
That means:
- One card for both OTC and Flex benefits
- Easy access to your funds
- Simple, convenient way to pay for eligible items and services
It’s all about making your healthcare experience more seamless.
What Can You Buy with Your OTC Benefit?
Your OTC benefit helps cover everyday health and wellness items you may already be using.
Common OTC items include:
- Cold, flu, and allergy medications
- Pain relievers
- First aid supplies
- Vitamins and supplements
- Personal care items
These are items that support your day-to-day health and prevention.
What Can You Use Your Flex Benefit For?
Your Flex benefit can be used for approved health-related services and expenses that go beyond everyday items.
Depending on your plan, Flex benefits may help cover:
- Dental, vision, or hearing expenses
- Fitness or wellness-related costs
- Other approved health services
This benefit is designed to give you more flexibility in how you support your overall health.
How Do These Benefits Support Your Health?
Together, your OTC and Flex benefits help you take a more proactive approach to your health.
They can help you:
- Stay prepared with everyday health essentials
- Manage ongoing health needs
- Access additional services that support your well-being
- Reduce out-of-pocket costs for eligible items
Small, consistent use of these benefits can make a big difference over time.
Who Can Use These Benefits?
These benefits are available to eligible Peak Advantage Medicare members.
If you’re enrolled in a plan that includes OTC and Flex benefits, you can begin using them right away based on your plan’s guidelines.
How Do You Use Your Card?
Using your card is simple:
- Use it at approved retailers or providers
- Select eligible items or services
- Pay using your benefits directly
Be sure to check your plan details for a full list of eligible expenses and participating locations.
How Do You Get Started?
Getting started is easy.
To learn more about your OTC and Flex benefits:
- Review your member materials
- Create an account to check your benefit balance and eligible items
- Contact Member Services for support
Call 1-855-962-7325 for assistance.
Why Should You Use Your Flex and OTC Benefits?
Your benefits are there to help you stay healthy, so it’s important to use them.
With one card and two benefits, you have a simple, convenient way to:
- Take care of your everyday health needs
- Access additional support when you need it
- Make the most of your Peak Advantage plan
Peak Advantage is here to help you get the most out of your benefits and support your health every step of the way.
Watch Our Video: Learn More About Your Benefits
Hear from Peak Health leaders about how to use your Flex and OTC benefits.